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To be more clear, I'm saying if I bought the Garmin preloaded SD card vs the DVD, would I be able to have the entire US resident?  If so, that seems odd that you has that capability on the SD, but not uploading from your computer using the DVD.  It does seem like Garmin is trying to wring extra dollars from you...

Thanks Boyd!

If I buy the SD Card, then I assume I would be able to have the entire US to be resident?

If so, this would still be cheaper than buying the 550t.

Amazon currently has the Garmin Oregon 550 priced at $464 and the 550t at $599.  I can get the Garmin MapSource Topo US 100k DVD from gpsnow.com for $89.95.  Should I buy the 550 and the US 100K dvd instead of the 550t?  Would it be easier to plot on my computer and upload to the 550?  Can I load the entire map dvd onto the 550, so that it would essentially be a 550t?  If that's the case is there any reason to buy the 550t, instead of the 550?  Thanks in advance for any advice on this!